Backing businesses
In addition to providing working capital, Finstro provides debtor finance and extends credit to suppliers’ customers enabling competitive trading terms. With Finstro, you can extend our flexible net terms to your buyers, making your offering more attractive when they are considering alternatives, especially when their cashflow may be a limitation on purchase amounts.
Why Finstro?
Across most industries, commercial trade involves credit and financing which can present challenges for both suppliers and buyers. Finstro’s mission is to unlock business growth with best-in-market trade finance solutions.
Who we are
2012
The Finstro business model is developed to provide accounts payable and receivable financing solutions to SMBs whose needs aren’t being met by Australian banks or non-bank lenders. The initial technology platform is built.
2014
Finstro is launched in Australia.
2019
The Finstro brand is established as Australia’s leading SMB Trade Payments company and continues to evolve. Finstro establishes its Manila offices and supports SMBs by providing Trade Payment financing.
2020-2021
Finstro supports SMBs through the COVID crisis and establishes strategic banking and technology partnerships in support of international expansion plans. New card and ERP integration-based technologies are integrated into the Finstro technology platform.
2021
Finstro launches its first app.
2022
Finstro opens the Denver, CO HQ office and launches in the US.
2023
Finstro Mastercard® (Australia), Finstro Visa (USA) and the MyFINSTRO app are launched enabling secure and seamless access to credit with extended terms and repayments.
2024
Finstro Credit Rating and tailored loan rates are introduced.
Meet the team
Our Senior Leadership Team has vast experience in the finance industry
Scott Michael Marinchek
Chief Executive Officer
Scott has been a senior executive at Citigroup, Credit Suisse, Merrill Lynch, Salomon Brothers and Zurich.
He has also served as Chairman, CEO, CFO, COO, CTO, director and strategic advisor for private equity backed and listed companies in the US, Europe and Australia.
Scott is a graduate of The Wharton School of Business.
Dustine Pang
Chief Financial Officer
Dustine is a finance and securitisation professional and has held senior finance, legal, and risk roles across private and publicly listed companies at eChoice, AIMS Financial Group, Merrill Lynch HSBC, BNP Paribas Equities Group, and Jardine Fleming Ord Minnett (now JP Morgan).
A chartered accountant, Dustine gained his audit experience with PwC and Deloitte, in London, Hong Kong, and Sydney. He is a member of the Institute of Chartered Accountants (CA ANZ).
Jacqui McPherson
Chief Technology Officer
Jacqui has extensive experience in business, financial services, technology, large scale transformation programs and start-ups. She has served in consulting, CIO and CTO roles with Accenture, Service NSW, NSW Treasury, Xinja and Avenue Bank. She has also worked across various divisions with Macquarie Bank in strategic projects.
Jacqui holds a Bachelor of Business from UTS and has served on numerous Advisory Boards. She is an Acts of Kindness (AOK) volunteer.
Patricia Tan
Chief People Officer
Patricia has held leadership positions at Citibank, Baycorp and BDO where she gained extensive cross-functional experience in banking and financial services.
She has significant experience in large scale operations in the Philippines. As a Six Sigma Green Belt, she applies a data-driven approach to continuous improvement, operational excellence and leadership development.
Shaun Swinton
Head of Risk & Compliance
Shaun has held senior operational roles with CiT Group, Dell Financial Services and Dell Computers as well as managing vendor relationships with Societe Generale, Suncorp and Flexi Group. Along with having extensive experience in Credit, Risk & AML, Shaun is a Justice of the Peace, Member of the RMIA and the Association of Certified Fraud Examiners.
Andrew Clements
Sales Director AU
Andrew is an accomplished commercial leader with extensive experience in the finance and sales industries, driving revenue growth, market expansion, and strategic business development.
He has held senior leadership roles across the sectors and served as a trusted advisor to some of Australia’s leading non-bank lenders.
Bryan Sawatzki
Sales Director US
Bryan has leadership experience in the Telecommunications, Finance, and Energy industries, and specializes in driving market penetration and leading new product launches for both enterprise and SMB markets in the US.
Bryan has provided leasing and energy related services to large enterprise clients for many years.